In a year of heavy snow insurance claims emerge

A s the snow piled up on local roofs and again when that snow let loose from the tops of many area buildings around Granville, insurance agents got involved as claims were made for residential and motor vehicle damage.

Tom Nelson of CH Nelson Agency Inc. on Main Street said he was surprised the claims have not been more frequent or in larger volume during such a severe winter.

“We’ve been surprised that we’ve not had many. We kind of expected that the weather might be leaking in so I’m not sure if people are waiting, or the damage is just under their deductible, but in prior years we’ve had an awful lot more claims,” Nelson said.

John Hoagland of M. Shaw Insurance on Main Street and Skene Valley Agency in Whitehall said just the opposite has been true at his office.

“Oh yes, absolutely we’ve seen a large uptick(in claims),” Hoagland said.

Between outbuildings overloaded with snow, water damage and vehicles in the wrong place at the wrong time, Hoagland said the winter has proved to be a busy one for his company.

“I’ve seen a lot of roof and lot of water problems. The ice freezes and forms a dam and then the water that runs the next time it melts, finds pinholes and gets inside. It caused a lot of ceiling damage and damage to the property inside – it was a fairly substantial increase over last year,” Hoagland said.

Asked for advice, Hoagland said doing something about ice dams before they reach the proportions seen this year is helpful. “Get up and deal with the ice that solves all of the problems and allows that water to roll off,” Hoagland said. Shoveling off the roofs of those unheated outbuildings should help prevent some of the damage reported as well as carefully parking when the weather warms up are just a few things people can do to stay out of their insurance agent’s office.

Nelson, however, is hoping his current trend continues. 

“There have been very few; the winter isn’t over, but I’m glad I’m not able to report a lot of damage,” Nelson said. 

Recently Nelson said he’s seen more claims coming in from motorists who’ve been in fender benders because of the large snowbanks on many street corners than any other winter-related claims.

Occasionally motorists can’t see when another vehicle is coming; they pull out and get clipped, he said.

“And not very much from that,” he added.

Nelson said his own building was struck by ice from another nearby building. Although it sounded quite dramatic, he said the building sustained little damage.

Comments

comments

Read more in this week's Sentinel in newsstands now or click here to read right now with our e-edition.

Tags: , , , , , , , ,

Hampton Firehouse sale looms

Hampton firehouse

By Joshua Bassett Barring someone petitioning for a public referendum within 30 days of May 20, the Hampton Town Board […]

Whitehall Elementary honors fallen heroes

Winners of the citizenship awards

By Dan King Although the weather started chilly on Thursday, it turned nice just in time for the annual Whitehall […]

Huge turnout for Whitehall parade

Charles Austin and Henry Gurney escort Cathy Aiken to place the wreath

By Dan King “I didn’t even know there were this many people in Whitehall,” a spectator said as he watched […]

Granville High School honors fallen soldiers

good 4

By Joshua Bassett Granville High School’s gym was quiet Friday afternoon as many gathered there to give thanks to the […]

Hundreds join in Granville parade

good 8

By Joshua Bassett Hundreds gathered Monday on Granville’s Main Street and in Veterans Park to honor and celebrate those lost […]

Car rally to boast more than just cars

According to organizers of the Penrhyn Engine Co. Car Rally in Middle Granville, they’ve seen it all over the years. […]

Beauty will be rewarded

The Slate Valley Garden Club is taking submissions for the organization’s annual beautification awards from now until August. Anyone with […]

Pratts question Hampton coverage

By Joshua Bassett During the public participation portion of a Hampton Town Board meeting last week, Arnie Pratt and his […]

Slate Valley Museum to host ‘spring tasting’

By Laura McCusker The Slate Valley Museum in Granville will host its first-ever Spring Tasting on the Alley on Saturday, […]

Granville FFA goes to convention

Granville FFA Convention pic

By Tara Cook New York State FFA 2014-2015 vice-president Seth Browe, was elected to be the 2015-2016 District 3 FFA […]

Rail Trail 5K this weekend

By Joshua Bassett The sixth annual Rail Trail 5K race takes place this Saturday, May 30. The race/walk begins at […]

Town, village join county efficiency plan

By Dan King Both the town and village of Whitehall have joined Washington County in a plan that aims to […]